CIBC Aventura Visa Infinite Privilege CardĪt $499 per year, the CIBC Aventura Visa Infinite Privilege is much pricier than the Marriott Bonvoy American Express. That flexibility and higher earning potential on daily spending make it a better choice for most Canadians-especially for groceries. You can even transfer your American Express Membership Rewards points to Aeroplan at a 1:1 ratio. The American Express Rewards program is also very flexible and can be transferred to a number of different airlines and hotel partners, including Marriott Bonvoy-and 5 Membership Rewards points transfers to 6 Marriott Bonvoy points. You can earn 5 points per dollar on food and drinks, 3 points per dollar on streaming services, 2 points per dollar on travel and transit and 1 point per dollar on everything else. The American Express Cobalt Card has a slightly higher annual fee at $155.88 per year-but it also has a much more lucrative earning schedule. However, the Marriott Bonvoy American Express might still be a good option if you frequently stay at Marriott properties. Plus, the Scotiabank Gold American Express waives the foreign exchange fee, making it a better pick as a general card. Scene+ is also a flexible program that allows you to redeem points for many things including towards travel. As these are everyday expenses, cardholders can earn pretty quickly. The Scotiabank Gold American Express allows cardholders to earn Scene+ points at a rate of 6 points per dollar on eligible grocery, dining and entertainment. Marriott Bonvoy American Express Benefits For all other purchases you will still earn 2 points per dollar spent, however, there are other credit cards on the market that offer more accelerated earn rate categories to allow you to earn rewards faster.īased on average Canadian spending, Forbes Advisor estimates this card could earn $382.94 in rewards value per year, with the annual fee factored in. The Marriott Bonvoy American Express will be most lucrative with eligible Marriott brand purchases. That being said, the transfer rate is 3:1 for Aeroplan, which isn’t the best deal out there, but it is an option. However, Marriott Bonvoy Points can also be transferred to airlines, including the Aeroplan program if you would prefer to redeem your points toward a flight or vacation package. Your points can be redeemed towards hotel stays, upgrades and any charges to your room. Marriott Bonvoy Rewards are surprisingly flexible. The accelerated rate for Marriott properties is fantastic when travelling, but it is very limited and there are other cards, including travel cards, that will allow you to earn points faster. All other purchases will earn 2 points per dollar spent. Eligible Marriott purchases will earn points at a rate of 5 points per dollar spent. Marriott Bonvoy American Express Card ReviewĬardholders will earn Marriott Bonvoy Points on all purchases made with this credit card. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. These “affiliate links” may generate income for our site when you click on them. Second, we also include links to advertisers’ offers in some of our articles. This site does not include all companies or products available within the market.
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